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    • While most people know that attic insulation helps homeowners, builders or even renters save money, most people don't know if their current situation is adequate. Some older homes have bare attics, while another home may have experienced a do-it-yourself job. Knowing what's right for your home is pretty easy to figure out with the help of a professional. Making sure your home has what it needs is key in keeping your energy costs down. First, evaluate the situation with the help of a [...]

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      When you want to be warm during the winter, use an electric blanket. If you are carrying a child and in your first three months of pregnancy you shouldn't use an electric blanket. According to studies you can cause birth defects to your unborn child. If you are going to sleep make sure your blanket is on low because it can catch on fire. To make sure you and your family is safe always keep your blanket on low while you are sleeping. To warm your bed before climbing in it, turn it on the setting[...]

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      When a homeowner has a concern about the community or a fellow neighbor, an HOA management company mediates the problem. There are certain procedures that need to be followed. There are a lot of different responsibilities that fall to an HOA management company. Disputes arise all the time over a variety of situations and issues and someone needs to sort things out. Whether the complaint involves loud music, parking concerns, or even the weeds in the front yard, homeowners need to be able to let[...]

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      It is wise to prepare your home for the winter before the first cold spell arrives. One of the most important things to do is to inspect your heating system for structural defects or signs of damage and deterioration that can hamper its proper functioning. When winter comes it is vital that you have your heaters properly functioning. As you know, having them services in cold season can be more expensive. It is wise to prepare your home for the winter before the first cold spell arrives. One [...]

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      When a new neighborhood or apartment complex issuing built, the building company is usually pre-occupied with the homes that are being built and trying fill the homes that have already been built. The building company often do not have time to manage the community, so that responsibility falls on the first residents. These residents band together to form a homeowners association (HOA) so that they can manage and oversee communal areas and issues relating to the care of the neighborhood. [...]

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      Getting to know your neighbors is a great way to make new friends and increase the feeling of community where you live. Find out the best way to reach out to your neighbors. Moving into a new community is always exciting; however, you might find the idea of meeting new neighbors to be a bit anxiety-producing. While it's not always easy to be the new family on the block, it can be fun to make friends and introduce yourself to the rest of the community. Here are several ways in which you might [...]

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      It is often shocking how many people actually end up moving to a bad neighborhood in a bad part of town just because they didn't do their research. It is understandable that when you're relocating to a new area it is hard to find a neighborhood that isn't considered low-end or bad. How can you avoid those bad areas? It is often shocking how many people actually end up moving to a bad neighborhood in a bad part of town just because they didn't do their research. It is understandable that when [...]

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      If you plan to buy a single-detached house, a condominium or a townhouse from a developer, one of the important bits of information you have to know is: do property owners automatically become members of a homeowners association? If the answer is yes, you have to know the following: 1. Neighborhood Condition Look around. If there are already existing homeowners and the association has been formed, are the common areas well maintained and in order? 2. Association Dues How much would you have to[...]

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      Indiana Bill HB 1074 Did you know that Governor Eric Holcomb just signed into Indiana legislation a bill that will make proxy voting so much easier for homeowners associations? Yes, indeed. Per bill HB 1074, owners can now fax or email proxies for meetings. The bill provides that proxies may be submitted by hand delivery, USPS mail, fax or email. If you are unfamiliar with proxies, they are a type of absentee voting and will allow homeowners to vote for board members by returning a proxy rather[...]

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      Tax season is here and everyone wants as many deductions as they can get. If you’re a member of a homeowners association, you may have wondered whether or not the HOA fees you pay are tax deductible? Every HOA is different, so you’ll want to find out what applies to your specific Association. Members of an HOA  pay HOA fees or dues. These fees usually pay for the maintenance of  amenities (swimming pool, landscaping, trash removal, etc.) or are set aside in a savings account (also known[...]

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